Credit Analyst/Loan Administration

Credit Analyst/Loan Administration

Job Summary:

Provides assistance to credit department with respect to credit analyst responsibilities as well as credit administration responsibilities.  Assists lenders with analysis of financial statements and tax returns, prepares loan presentations and annual reviews.  Supports loan administration with daily activity of loan department.

Accountabilities:

• Analysis, review and spreading of financial statements and tax returns as required


• Preparation of loan presentations, comments, renewals and annual reviews as required


• Assist lenders with monitoring of loan requirements-accounts receivable aging, borrowing base certificates, etc.


• Supports loan administration with daily activities – accurate preparation of loan documents, processing loan payments, organizing loan files, working with lenders to insure loan files are complete and accurate with all required documentation. 


• Assists with monthly and periodic reporting requirements


• Assists with ongoing monitoring of credit files to insure up to date and accurate information-UCC filings, tax information, insurance information, title work, filed documents, etc.


• Provides accurate information and answers customer questions and inquiries


• Other duties, tasks and special projects as required

Expectations:

• Knowledgeable with Microsoft Office (Word, Excel, Outlook)


• Familiar with Moody’s RiskAnalyst


• Understanding of financial information –various types of tax returns and financial statements


• Ability to use Jack Henry Banking software programs and applications


• Familiarity with LaserPro and DepositPro software programs


• Strong communication skills-written and verbal


• Problem solving skills


• Ability to multi-task and prioritize work


• Understand accounting principals


• Accurate and timely production and completion of work product


• Strong work ethic, maintains confidentiality


• Upholds the employment guidelines outlined in the employee handbook


• Meets the Banks customer service standards

Qualifications:

• College degree or equivalent experience with emphasis in Accounting or Finance


• One year credit analyst and/or credit administration preferred

Work Environment:

• Normal office environment

This document is intended to describe the general content and performance requirements of this job.  It is not intended or to be construed as an exhaustive statement of duties, responsibilities or requirements and does not imply a contract.